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Georgia Motorcycle Insurance Laws
As a motorcyclist in the Peach State, you don’t necessarily have to purchase a really expensive policy. According to state law, only motorcycle liability insurance is considered necessary. Liability insurance pays the cost of your legal defense, as well as the cost of any damages for which you are found legally responsible in an accident where you are charged with injuring another person or damaging his or her property. Your liability insurance must satisfy or exceed certain minimum caps for bodily injury to others and losses to 3rd party property.
- For Injury to a Single Party: $25,000
- For Injury to Two or More Individuals: $50,000
- For Damages to Personal Property: $25,000